Wholesale Regional Sales Manager
Company: Quontic
Location: Idanha
Posted on: June 26, 2022
Job Description:
Why Work for Quontic?Quontic Bank is a CDFI federally chartered
digital community bank. We have a customer-centric culture built
around helping our customers and giving back to local communities.
-We're making homeownership simpler, faster, and most importantly
more accessible for all communities across the United States.Who We
areQuontic is the adaptive digital bank that empowers its customers
financially while embracing their diverse circumstances. Quontic's
mission to break the system for financial empowerment stands in the
face of big banks and proves there is a better and more equitable
way to put the customer first. We focus on truly understanding and
serving the underdogs, entrepreneurs, gig-economy workers,
immigrants, and more with a curated banking experience as opposed
to a one-size-fits-all banking approach.We are currently seeking a
motivated and dependable Wholesale Regional Sales Manager Full-time
overseeing a team of Wholesale Account Executives to sell the most
aggressive and unique NonQM loans that are CDFI (Community
Development Financial Institution). -We are unique to have the US
Treasury CDFI designation that allows us to offer programs such
as:
- True stated income & No ratio for owner OCC properties
- Stated P&Ls - No accountant certification
- One-Year self-employed only
- VOE only program
- 100% gifts allowed for a down payment, closing costs, and
reserves
- No ratio loans for owner-occupied borrowers
- No DSCR investor loans
- Loans up to $3,000,000
- Refinance off the appraised value after 6 months of
ownership
- Much more!Your Primary Responsibilities Include:
- Responsible to proactively solicit new wholesale residential
and commercial mortgage business and sell the Bank's wholesale
lending products
- Continually identify, develop and maintain a quality network of
business relationships that serve as a recurring source of
referrals for new mortgage lending opportunities. -
- Your network may consist of current and new mortgage brokers,
bankers, as well as other valuable referral sources, and is
enhanced by your regular participation in business-related
development opportunities, to promote Quontic's unique, highly
competitive, wholesale mortgage loan programs
- Respond to customer inquiries and referrals that are generated
from both your own contacts and from other Quontic business
channels
- Conduct interviews with prospective borrowers in order to
analyze financial and credit data, determine customer financing
objectives, advise customers of product/pricing policies and
guidelines, and gather any additional required information to
complete the transaction. -
- Maintain regular communication with the brokers and inform
brokers of changes and enhancements in processes and
procedures
- Ensure exceptional customer service by maintaining thorough
knowledge of lending programs, policies, procedures, and regulatory
requirements, demonstrating a commitment to professional ethics,
adhering to Quontic's Code of Ethics & Business Conduct, including
Addendums, adhering to the NRMLA Code of Ethics and Professional
Responsibility, including the "values and rules" explained therein,
and all other NRMLA ethics advisories and regulatory guidance, and
complying with all Federal and State compliance policies and
adhering to HMDA requirementsExperience
- Must have a minimum of 5-10 years of -wholesale lending
experience
- Experience overseeing a team of wholesale account
executives
- Must have a strong knowledge of the mortgage market in their
assigned territory.
- Strong ability to excel within an ever-changing
environment
- Highly motivated and determined to succeed in a competitive,
time-sensitive industry
- Associates or Bachelor's degree preferred
- Strong relationship building skills and time management
skills
- Knowledge of underwriting and/or closing procedures and
regulations
- Must have the ability to facilitate accurate and thorough loan
applications that comply with company procedures and
guidelines
- Must have excellent communication and interpersonal skills
- Experience with mortgage lending software and computer
applications a plus -
Keywords: Quontic, Salem , Wholesale Regional Sales Manager, Sales , Idanha, Oregon
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